Applicability
DPDP Act for fintech companies: roles, consent and sector rules
Map each fintech data flow by purpose and means, then apply consent, contracts, the loan default exemption, retention, the RBI draft and live IRDAI rules.
The 3rd and main DPDP commencement date is computed as 13 May 2027, which is interpretation until officially confirmed. What is in force today
Sources last verified on 21 October 2026. Methodology
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Applicability
Map each fintech data flow by purpose and means, then apply consent, contracts, the loan default exemption, retention, the RBI draft and live IRDAI rules.